See your real take-home
as a Ltd contractor.
Move the sliders to estimate your annual take-home through a Ltd company vs. an umbrella/PAYE arrangement. Based on 2025/26 UK tax rates for a single director operating outside IR35. This is the quick version — inside Nebula, Orion models your exact position and keeps it optimised year-round. An illustrative estimate — not tax advice.
Take-home calculator
Sharpen the estimate with your real position — employer pension contributions, other income and student-loan repayments all change your take-home. Join the waitlist to unlock — it's free.
Paid straight into your pension before corporation tax — so it lowers your take-home here, but the money lands in your pension pot rather than being lost to tax.
Estimate only, based on 2025/26 rates. Your circumstances may differ — Nebula's optimiser models your exact position. Not a substitute for advice from a qualified accountant.
Let Orion optimise this for you →Join the Waitlist
This is an estimate. Inside Nebula, Orion models your exact salary/dividend split, Corporation Tax reserve and IR35 status — then keeps it optimised, all in one platform built for UK Ltd contractors. Compliance on autopilot.