Nebula Announces Strategic Partnerships With IBM and Broadbench

We are delighted to announce two significant milestones in Nebula Finance's journey: a co-sell partnership with IBM and a two-way referral agreement with Broadbench — two organisations who share our conviction that UK contractors deserve better.

These agreements mark more than commercial relationships. They represent the broader ecosystem beginning to rally around the problem we set out to solve: that Ltd company contractors have been systematically underserved by generic accounting tools, and that the compliance burden they carry — IR35, Making Tax Digital, Self Assessment, Corporation Tax — demands a dedicated, intelligent platform built specifically for them.

Why IBM?

IBM brings decades of enterprise technology expertise, a world-class AI and cloud infrastructure, and — critically for Nebula — a co-sell motion that puts us in front of enterprise clients and partners across the UK. For a compliance-first AI platform, alignment with IBM's security, governance, and regulatory standards is not just good to have. It is essential.

Our IBM partnership means Nebula's compliance engines are built and validated against enterprise-grade infrastructure from day one. When we tell our users their data is secure and their AI-generated guidance is auditable, we mean it — and IBM's co-sell relationship is part of why we can say that with confidence.

"The alignment between Nebula's compliance-first architecture and IBM's enterprise AI standards made this partnership a natural fit. We are proud to co-sell with a platform purpose-built for the UK contractor market." — IBM Partnership Team

Why Broadbench?

Broadbench is an FCA-regulated mortgage and insurance specialist that, like us, has built their entire business around the specific needs of UK contractors and self-employed professionals. The Broadbench team understands the day-to-day financial complexity our users navigate — and they have built a trusted brand doing so.

The two-way referral agreement means that Nebula clients who need specialist mortgage or insurance advice are directed to a qualified, regulated partner. And Broadbench clients who need AI-powered compliance and accounting are directed to us. It is a clean, complementary relationship that expands what both platforms can offer without either of us overreaching into the other's domain.

This is exactly the kind of partnership that should exist in the contractor fintech space — and we are proud to be building it.

What This Means for You

If you are a Nebula user, these partnerships translate directly into better outcomes for you:

• More trusted AI: IBM co-sell validation means our AI compliance engines are held to enterprise security and governance standards
• Better referrals: When you need a specialist mortgage or insurance broker who understands contractor income structures — including IR35 status — Broadbench is now our recommended partner
• Ecosystem growth: We are actively building more partnerships to complete the financial services picture for UK Ltd contractors

We are still early. These are two partnerships among what we expect will be many. But they represent the right kind of early momentum — with organisations who understand our market, share our values, and make us better.

Get Involved

If you are an organisation working with UK contractors or PSCs and you believe a compliance-first AI accounting platform would be a natural complement to your offering, we would love to hear from you. We are actively building our partner ecosystem and looking for referral, integration, and co-sell relationships across the stack.

Reach out to partners@nebulafin.co to start the conversation.